Featured Products and Services
Deposit Accounts
Cape Fear Credit Union offers competitive interest rates on deposit accounts. Our deposit accounts include savings, checking, term certificates, money market and individual retirement accounts. Visit the deposit accounts section of this website for more information.
Note: On July 1, 2008, the credit union terminated its policy of allowing members to make additional deposits into a term certificate account during the term of the certificate. However, we continue to allow additional deposits into certificate accounts during the 10-day grace period after maturity.
Please be reminded that our new “grace period only add-on policy” for term certificates accounts applies to any new certificate opened after July 1, 2008. Members with term certificates issues before July 1, 2008, may still make deposits to those certificates at any time. Additionally, members with IRA certificate accounts may add funds to the IRA certificate account at any time.
Direct Deposit
This an easy and secure method of automatically depositing your payroll check directly into your credit union savings, checking, holiday club, or money market account without needing to wait on a teller line to cash or deposit an actual check. Contact the credit union for the necessary authorization form.
Payroll Deduction
This form of electronic funds transfer allows you to make regular loan payments on your credit union loans on a payment schedule that helps you to avoid late payments. Contact the credit union for more information and the necessary authorization form.
Debit Card
Our debit card gives you the purchasing power of cash at many retail locations without you having to carry a lot of money. Like a check, our debit card will produce a monthly record of your spending to help you keep track of your finances. Additionally, your Personal Identification Number (PIN) provides an added layer of security to guard against unauthorized access to your funds.
Mortgage and Business Loans
Contact the credit union for your home purchasing or mortgage refinancing needs, and for your business loans needs.
Online Banking
Explore online banking by visiting CU...At Your Service!
