Deposit Accounts

When you open an account at Cape Fear Credit Union, you get more than a safe place to invest your money and a market rate of return—you are also supporting your community, along with your fellow credit union members.

Opening an account is easy and can be done using the applications found on this website, or by visiting the branch to complete an application.   

• Personal Application

Please complete a personal application if you wish to establish a non-business membership in the credit union and open individual or joint accounts.

Custodian/Power of Attorney Form

POD Trust Account Form

If you wish to open a POD Trust, or Custodian/Power of Attorney account, you must complete a personal application along with one of these forms.

• Business or Non-Profit Organization Application

Please complete a business/non-profit organization application if you wish to establish a business membership in the credit union and open accounts for the purpose of serving the business or organization. You are required to complete a corporate resolution and signature authority form along with any new business or non-profit application. Please click on the link below to access a copy of the corporate resolution.

Corporate Resolution & Signature Authority Form

A stand-alone corporate resolution & signature authority form is located here. You are required to complete a corporate resolution and signature authority form along with any new business or non-profit application. The form also is available for the member who needs to submit only an updated corporate resolution to the credit union without needing to submit a new account application.

To open an account, you must be, or become, a member of the credit union.  Membership requirements, and a complete list of available deposit accounts, are available on this website by linking to: 

• Membership Information
  
• Account Descriptions